As a joke (or not!) I have always defined myself as being cheap. Lately, though, I have been thinking about it and have come to the conclusion that I no longer think that is true. Although I have never been a huge spender and have lately made it a habit of spending even less, I […]
8 things that helps us keep our spending down
About two years ago we decided that we wanted to make a reality of dear husband’s dream of opening his own business and to leave his job and his permanent paycheck. A year later I followed…. While it is great to follow your dream and making a reality of it, we knew that our income […]
What’s for Dinner 27
One of the things we have almost cut out of our budget is take away dinners. Not because we don’t like them, but because that we felt that it is a lot of money that does not always the justify the outcome and because that we felt that it is one of the things we […]
10 small steps that can lead to something big
The last year has been one of the most creative ones in my life. Partly because of this blog where I have to come up with new things to write about, partly because of my status as a self-employed person who has to think of ways to earn my own wages but mostly because of […]
Holiday on a Budget
This summer we were not supposed to go on holiday. Being a newly self-employed we thought it best to save the expense and stay at home, BUT things tend not to work out the way you plan them… In spring we got the great news that Dear Husbands sister was finally getting married to her […]
Children are expensive – 5 tips to save a bit
I love my children more than anything, but the fact is that it is not cheap having them. Would I have been more aware of this fact in the past, I would have started to save up for them long before they were even born and when I still had the possibility of doing so. […]
What’s for Dinner 24
Saturday night is the time, I plan our meals for the coming week. Normally, like now, on the sofa with the laptop on my knees, one eye on the news and one eye on the computer screen. I have been doing it for almost a year now. Like most families, we have the things that […]